What Is a Funded Trading Account?
A funded trading account lets you trade with a prop firm's capital instead of your own money. You pass an evaluation challenge, prove your skills, and the firm gives you a live account — keeping a portion of the profits you make.
This is one of the fastest ways for skilled traders to scale without needing large personal capital. Some firms even offer free funded accounts with no upfront evaluation fee.
Top 10 Prop Firms Offering Funded Accounts in 2025
1. FTMO
FTMO is the world's most popular prop firm. Traders complete a 2-step evaluation and can receive up to $200,000 in funding. Profit split starts at 80% and goes up to 90%.
- Evaluation Fee: From $155
- Max Funding: $200,000
- Profit Split: Up to 90%
- Available: Forex, Crypto, Indices, Commodities
2. The5ers
The5ers offers instant funding programs where you start trading a live account from day one. No two-step challenge required for certain plans.
- Evaluation Fee: From $95
- Max Funding: $4,000,000
- Profit Split: 100% (for first $12K), then 85%
- Best For: Forex traders
3. Topstep
Topstep is one of the oldest and most trusted prop firms, originally built for futures traders. They offer a Trading Combine evaluation and funded accounts up to $150,000.
- Evaluation Fee: From $165/month
- Max Funding: $150,000
- Profit Split: 90%
- Best For: Futures traders
4. Funded Trader (MyFundedFX)
MyFundedFX has grown rapidly in the funded trading community. They offer Standard, Rapid, and Royal challenges with different rules and payout terms.
- Evaluation Fee: From $99
- Max Funding: $300,000
- Profit Split: Up to 85%
- Payout: Weekly
5. Apex Trader Funding
Apex Trader Funding is one of the most generous futures prop firms. They offer the highest payout percentages in the industry — up to 100% on the first $25K.
- Evaluation Fee: From $167
- Max Funding: $300,000
- Profit Split: Up to 100%
- Best For: CME futures traders
6. E8 Markets
E8 Markets stands out for offering scaling plans. Start with $25K and scale all the way to $1,000,000 in funding as you hit profit targets.
- Evaluation Fee: From $228
- Max Funding: $1,000,000
- Profit Split: 80%
- Unique: Scaling plan built in
7. True Forex Funds
True Forex Funds offers a simple 1-step challenge. Once passed, you get a live funded account with no time limit on the evaluation.
- Evaluation Fee: From $99
- Max Funding: $400,000
- Profit Split: 75%
- No Time Limit: Yes
8. City Traders Imperium (CTI)
CTI is a UK-based prop firm that is fully regulated. They offer both challenge-based and direct funding programs — rare in the prop firm world.
- Evaluation Fee: From £199
- Max Funding: $4,000,000
- Profit Split: Up to 100%
- Regulated: Yes (UK)
9. Alpha Capital Group
Alpha Capital offers a straightforward 2-step challenge with competitive pricing and daily payouts after the first month of trading.
- Evaluation Fee: From $99
- Max Funding: $200,000
- Profit Split: 80%
- Payouts: Weekly
10. Funder Trading
Funder Trading is one of the few platforms that offers free funded accounts through trading contests and promotions. Keep an eye on their site for free entry opportunities.
- Evaluation Fee: Free (contest-based)
- Max Funding: $50,000
- Profit Split: 70%
- Best For: Traders looking for no-cost entry
How to Pass a Prop Firm Challenge
- Use a proven strategy — random trading will fail. Stick to your edge.
- Manage risk strictly — never risk more than 1-2% per trade.
- Respect drawdown limits — this is where most traders fail. Protect your daily and max drawdown.
- Be consistent — prop firms love consistency over large one-day gains.
- Use reliable indicators — having the right tools makes all the difference.
Tools That Help You Pass Funded Account Challenges
One of the best-kept secrets of funded traders is using high-quality indicators to find precise entries. The Signal Indicator on TradingView gives buy/sell signals, trend direction, and risk levels — exactly what you need when every trade counts during an evaluation.
"Passing my FTMO challenge became possible once I stopped guessing entries and started using Signal Indicator." — Funded trader, 2024
Frequently Asked Questions
Are free funded accounts real?
Yes, but they are rare. Most prop firms offer free entry through contests, referral programs, or seasonal promotions. Sites like Funder Trading and Apex occasionally run free evaluation periods.
Which prop firm is the easiest to pass?
The5ers Bootcamp and True Forex Funds (1-step) are considered among the most beginner-friendly because they have more flexible rules and no time limit.
Can I trade crypto with a funded account?
Yes — FTMO, MyFundedFX, and E8 Markets all offer crypto pairs. However, crypto accounts often have stricter risk rules due to higher volatility.
What is the best profit split?
The5ers offers 100% profit split on the first $12,000. Apex offers up to 100% on the first $25,000. Most standard firms offer 80-90%.
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